Indexed Universal Life Insurance (IUL) – Retirement

Indexed Universal Life Insurance (IUL) – Retirement

What Do You Want Your Retirement to Look Like?


Will you be paying taxes on your retirement income? Did you know you can legally avoid paying 15-45% of your retirement income to Uncle Sam?

You do have that choice, by strategically using your own non-taxable retirement program with an Indexed Universal Life Insurance policy. Plus, you have additional features that may not be available through your current sources.

  • Access to cash value funds WITHOUT tax consequence.
  • UNLIMITED contributions permitted up to $1,000,000.
  • FULLY tax deductible business contributions.
  • Downside protection with NO RISK OF LOSS TO PRINCIPLE
    when the stock market drops. (Does your current 401(k)
    or other ERISA plan offer that protection?)
  • TAX-FREE Survivor benefit protection.
  • Terminal or Chronic ILLNESS PROTECTION.
  • NO REQUIRED MINIMUM Distribution (RMD) at age 70 ½.
  • Very respectable indexed GROWTH rates on assets.
  • GUARANTEED minimum growth rates.
  • HELPS reduce or eliminate tax on your Social Security
    when you retire.

The following Illustration shows how much the IRS pulls from a typical qualified (IRA/401(k)) account when withdrawals are made during retirement. You may wish to avoid these exorbitant charges; read on!

We would like to offer you a “Free” copy of Merle Gilley’s book “My Family Financial Miracle”.

My Family Financial Miracle

Get Your Free Copy by Completing the Information Below!

  • Elderly Couple HuggingProtect Your Savings—from the devastating impact of the 8 major financial risks every family faces today.
  • Optimize the Returns on Your Money—with upside market potential without exposing it to the inevitable roller coaster of market volatility.
  • Outsmart the Banks—and finance purchases with your OWN money while still potentially earning interest on the entire amount of the loan.
  • Build a Nest Egg Tax Deferred, Access it Tax Free—and never worry about outliving your money.

About the Author

Merle Gilley is the president and founder of TriQuest USA and has been a successful life insurance agent since 2003.  He has become one of the nation’s leading professional trainers in the financial services industry as an Index Universal Life expert.

After serving four years in the US Air Force’s Strategic Air Command (SAC) with the 93rd Bomb Wing as a B-52 crew chief, he moved back to his hometown of Virginia Beach, VA.  There he met and married his wife and together they built a successful family business. He still believes that hard work and a handshake is the best way to do business and be successful.

TriQuest USA is dedicated to helping insurance agents everywhere thoroughly understand life insurance so that they can empower people to make the best financial decisions for themselves and their families.

Gilley has spent the last decade supporting his personal client base as well as training several thousand independent financial service professionals to understand the value of working with a solid, consistent financial model and product portfolio.